Computer Nerd Kev
2024-01-25 07:35:32 UTC
I get some payments in USD in PayPal. Often I need to buy from
online stores that use USD but only accept credit/debit card, not
PayPal. So rather than paying AUD-USD currency conversion fees, it
would be good to transfer the USD balance off PayPal into a USD bank
account with a debit card usable for online purchases.
Does anyone know good options for this in Australia? The only card
I've got that takes foreign currency is my Australia Post Prepaid
Mastercard, but PayPal won't transfer money onto it, and many
online stores reject that card for some reason.
CBA, NAB, and Westpac have foreign currency accounts but they don't
come with a card, so they're no good for online purchases.
HSBC offer a "Global" Visa debit card, so that looks interesting.
Will I be able to transfer money onto it in USD directly from
PayPal though?
https://www.hsbc.com.au/accounts/products/everyday-global/
There's also Wise, but it seems they're not Visa or Mastercard
associated, so I assume they're not as widely accepted by online
stores?
https://wise.com/au/card/
I'd like to avoid ending up with another card like the Aus Post one
where I have to keep a list of websites that do/don't work with it,
so notes on personal experience would be welcome.
online stores that use USD but only accept credit/debit card, not
PayPal. So rather than paying AUD-USD currency conversion fees, it
would be good to transfer the USD balance off PayPal into a USD bank
account with a debit card usable for online purchases.
Does anyone know good options for this in Australia? The only card
I've got that takes foreign currency is my Australia Post Prepaid
Mastercard, but PayPal won't transfer money onto it, and many
online stores reject that card for some reason.
CBA, NAB, and Westpac have foreign currency accounts but they don't
come with a card, so they're no good for online purchases.
HSBC offer a "Global" Visa debit card, so that looks interesting.
Will I be able to transfer money onto it in USD directly from
PayPal though?
https://www.hsbc.com.au/accounts/products/everyday-global/
There's also Wise, but it seems they're not Visa or Mastercard
associated, so I assume they're not as widely accepted by online
stores?
https://wise.com/au/card/
I'd like to avoid ending up with another card like the Aus Post one
where I have to keep a list of websites that do/don't work with it,
so notes on personal experience would be welcome.
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